SBA Loans
You can wait a month or two, and you want the cheaper long-term loan.
Won't affect your credit score.
Quick facts
- Amount
- $50,000 – $5 million
- Time
- 30–90 days.
- Note
- Built Together Funding is not the SBA.
- Cost
- 7(a) stays inside the SBA cap for that loan size. 504 is lower.
- Payback
- 5 – 25 years
- Credit
- 680+ personal FICO®
SBA Loans questions
How long does an SBA loan take?
Typically several weeks from complete file to funding. Many owners pair a faster product for the immediate need and refinance into SBA later — we can model both.
Am I eligible?
Generally: U.S. for-profit business, a 680+ personal FICO® score, and demonstrated ability to repay. 2+ years in business helps significantly. Eligibility is determined by partner lenders and SBA rules, not by us.
See if sba loans fits your file.
About 5 minutes. Straight answer within one business day.
Built Together Funding Corp works with a network of funding partners and is not a direct lender or the SBA. All financing is subject to partner review, underwriting, and approval. Rates, terms, and amounts shown on this site are estimates only, vary by qualifications, and are not an offer or commitment to lend. Not all applicants will qualify.