Financing product
SBA Loans
Government-guaranteed loans arranged through SBA-approved partner lenders. The strongest rates and longest terms available — in exchange for more paperwork and a longer timeline. Built Together Funding is not the SBA and is not a direct lender.
Pre-qualifying won't affect your credit score.
Quick facts
- Amounts
- $50K – $5M
- Terms
- 5 – 25 years
- Pricing
- Est. Prime + 2.75% – 4.75%
- Timeline
- Weeks, not days — plan ahead
- Review
- Within 1 business day
- Note
- Arranged through SBA-approved partner lenders
What can you use it for?
Major expansion
Long-payback projects where a 10-year term keeps payments light.
Real estate
Buy the shop or yard you've been renting (SBA 504/7a).
Acquisitions
Buy a competitor or a book of business with structured debt.
Debt refinancing
Replace expensive positions with the cheapest money available.
Why sba loans through Built Together Funding?
Best for: Established businesses making long-term moves at the lowest cost. One application, statements-first review, and a person who walks you through the options — not a portal that ghosts you.
- Lowest rates available to most small businesses
- Terms up to 25 years keep monthly payments low
- Large amounts without giving up equity
- Partial government guarantee widens approvals
- Can combine with faster products while you wait
- We prep your file so the paperwork doesn't stall it
SBA Loans questions
How long does an SBA loan take?
Typically several weeks from complete file to funding. Many owners pair a faster product for the immediate need and refinance into SBA later — we can model both.
Am I eligible?
Generally: U.S. for-profit business, reasonable owner credit, and demonstrated ability to repay. 2+ years in business helps significantly. Eligibility is determined by partner lenders and SBA rules, not by us.
Is Built Together Funding an SBA lender?
No. We are not the SBA and not a direct lender. We connect you with SBA-approved partner lenders and help you prepare a complete file.
See if sba loans fits your file.
About 4–5 minutes. A straight answer within one business day. Pre-qualification is not funding approval. Final options are subject to review, underwriting, and partner availability.
Built Together Funding Corp works with a network of funding partners and is not a direct lender or the SBA. All financing is subject to partner review, underwriting, and approval. Rates, terms, and amounts shown on this site are estimates only, vary by qualifications, and are not an offer or commitment to lend. Not all applicants will qualify.