Question 1

Is this approval?

Accepted Answer

No. Pre-qual tells us you may be a fit. Final options depend on review, underwriting, and partner availability.

Question 2

Will this hit my credit?

Accepted Answer

Pre-qualifying here does not affect your credit score. If a funding partner needs a credit check during final underwriting, you will know before anything runs.

Question 3

What do you need?

Accepted Answer

Five steps, about 4–5 minutes: three funding questions, bank statements (upload now or secure link later), owner and business details, then confirm. Have your EIN handy.

Question 4

What are the minimum requirements?

Accepted Answer

6+ months in business (most files) · Steady revenue on bank statements · U.S.-based service or trade business · Owner can provide EIN and last 3 months of statements

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