Question 1

Is this approval?

Accepted Answer

No. Pre-qual tells us you may be a fit. Final options depend on review, underwriting, and partner availability.

Question 2

Will this hit my credit?

Accepted Answer

Pre-qualifying here does not affect your credit score. If a funding partner needs a credit check during final underwriting, you will know before anything runs.

Question 3

What funding products can you place?

Accepted Answer

Working capital, term loans, lines of credit, equipment financing, SBA loans, MCA consolidation, acquisition financing, and commercial real estate / major projects — one application compares your options across our partner network.

Question 4

What do you need?

Accepted Answer

The first part takes about 2 minutes: what the money is for, how much you need, monthly revenue, how long you have been in business, and how to reach you. After that we email you a link to upload your last 3–6 months of bank statements and finish your application when you are ready.

Question 5

What are the minimum requirements?

Accepted Answer

1 year in business · Business checking account · $100K+ business annual revenue · 550+ personal FICO® score · 680+ personal FICO® score for SBA loans · Last 3–6 months of business bank statements for underwriting

Question 6

Are the calculator numbers a quote?

Accepted Answer

No — the calculator shows estimate ranges so you can model payments honestly before you apply. Actual rates and terms come from partner underwriting of your real file.

Industries we talk to

The businesses we fund