Financing product
Commercial Real Estate & Major Projects
Financing for buying, building, or renovating commercial property — shops, warehouses, yards, mixed-use — plus bridge capital for major projects. Longer diligence than working capital, structured for deals measured in years.
Pre-qualifying won't affect your credit score.
Quick facts
- Amounts
- $250K – $10M
- Terms
- 1 – 30 years (bridge to permanent)
- Pricing
- Est. APR from ~8% (property-dependent)
- Structures
- Purchase, refi, bridge, construction
- Review
- Within 1 business day
- Timeline
- Weeks — appraisal and diligence apply
What can you use it for?
Buy your building
Turn rent into equity in the shop or yard you already operate from.
Warehouse & yard space
Room for more trucks, more inventory, more crews.
Construction & renovation
Build out or upgrade property to unlock capacity.
Bridge capital
Move on a property now, refinance into permanent debt later.
Why real estate / projects through Built Together Funding?
Best for: Owners tired of paying rent, and operators taking on major projects. One application, statements-first review, and a person who walks you through the options — not a portal that ghosts you.
- Build equity instead of paying a landlord
- Long amortizations keep payments workable
- Bridge options for deals that can't wait
- SBA 504 compared where owner-occupied rules fit
- The property anchors the deal — rates reflect it
- One review call to scope feasibility before you commit
Real Estate / Projects questions
How much down for commercial property?
Commonly 10–25% depending on structure — SBA 504 owner-occupied deals sit at the low end, conventional and bridge at the higher end.
How long does closing take?
Plan on weeks: appraisal, title, and environmental checks are standard. Bridge products can move faster when timing is critical.
Does my business need to occupy the property?
SBA structures require majority owner-occupancy. Investment and mixed-use properties route to conventional or bridge partners instead.
See if real estate / projects fits your file.
About 4–5 minutes. A straight answer within one business day. Pre-qualification is not funding approval. Final options are subject to review, underwriting, and partner availability.
Built Together Funding Corp works with a network of funding partners and is not a direct lender or the SBA. All financing is subject to partner review, underwriting, and approval. Rates, terms, and amounts shown on this site are estimates only, vary by qualifications, and are not an offer or commitment to lend. Not all applicants will qualify.