Financing product
Business Acquisition Financing
Financing for buying an existing business, a customer book, or a competitor's routes and contracts. Structured around the cash flow of what you're buying plus the strength of what you already run.
Pre-qualifying won't affect your credit score.
Quick facts
- Amounts
- $100K – $5M
- Terms
- 1 – 10 years
- Pricing
- Est. APR from ~9% (deal-dependent)
- Structures
- Term, SBA, or seller-note hybrid
- Review
- Within 1 business day
- Underwriting
- Bank statements first — reviewed by a person
What can you use it for?
Full acquisitions
Buy an operating business with existing crews and contracts.
Customer books
Acquire routes, maintenance books, or recurring contracts.
Competitor buyouts
Consolidate your market when a rival exits.
Partner buyouts
Buy out a partner and keep the business moving.
Why acquisitions through Built Together Funding?
Best for: Operators buying revenue instead of building it from scratch. One application, statements-first review, and a person who walks you through the options — not a portal that ghosts you.
- Buy proven revenue instead of building from zero
- Deals underwritten on the target's cash flow too
- SBA and conventional structures compared side by side
- Seller financing can be blended into the structure
- Terms long enough for the deal to pay for itself
- One review call to map the whole structure
Acquisitions questions
How much do I need down?
Commonly 10–20% of the purchase price, sometimes less when seller financing is part of the structure. Every deal is different — the review call maps yours.
What will lenders want to see?
The target's financials (P&L, tax returns), your statements, and a purchase agreement or LOI. Deals move faster when the target's books are clean.
Can SBA money buy a business?
Yes — SBA 7(a) is one of the most common acquisition structures. We compare it against conventional options for speed vs. cost.
See if acquisitions fits your file.
About 4–5 minutes. A straight answer within one business day. Pre-qualification is not funding approval. Final options are subject to review, underwriting, and partner availability.
Built Together Funding Corp works with a network of funding partners and is not a direct lender or the SBA. All financing is subject to partner review, underwriting, and approval. Rates, terms, and amounts shown on this site are estimates only, vary by qualifications, and are not an offer or commitment to lend. Not all applicants will qualify.